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Savings Account

Find out which one of our savings accounts or CDs is right for you with our Savings and CDs Comparison Chart.

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CD 24 month

Open a CD easily online and start earning interest today

Call 855.999.BANK for assistance or to open an account

Get rewarded for waiting: invest more for a longer period of time—get a higher return

Open a CD

Account Details

  • Choose from different terms and rates
  • No monthly maintenance fees to worry about
  • $1,500 minimum opening deposit 
  • Options for automatic renewal at maturity
  • Check your account anywhere with mobile banking app
  • Free quarterly statements with other accounts
  • The service and safety expected of AAA—no membership required
  • FDIC insured for your protection (up to applicable limits)
  • Explore the Facts and Fees for our CDs

Make AAA your primary bank. Check out our Switch Guide to see how easy it can be to switch.


AAA BankNational Average**

TermInterest RateAPY*APY*
3 Month0.35%0.35%0.08%
6 Month0.65%0.65%0.12%
9 Month0.70%0.70% ** %
12 Month1.05%1.05%0.20%
13 Month1.05%1.05% ** %
18 Month1.05%1.05% ** %
24 Month1.25%1.25%0.34%
25 Month1.25%1.25% ** %
30 Month1.25%1.25% ** %
36 Month1.45%1.45%0.47%
48 Month1.75%1.75%0.60%
60 Month2.15%2.15%0.78%
7 Year2.20%2.20% ** %
10 Year2.30%2.30% ** %

FAQs

How much do I need to open a CD?
The minimum opening deposit for a CD is $1,500.
What is the interest rate for each CD?

Our interest rates are variable and do change periodically.  View our interest rate chart or if you'd like to confirm rates before opening an account, call us at 855.999.BANK (2265).

How is interest calculated on my CD?
The interest for our CD's is earned daily and credited to your account annually and at maturity.
See All CD FAQs

Open a CD

Not sure how to open an account online? We can walk you through it. Just give us a call or chat online with one of our customer service representatives today.

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Access your account anytime, anywhere

Secure:

Your protection is our #1 priority


Great rates, zero hassle, and I can bank anywhere.
I love it.
Anne B. | Ames, IA

*Annual Percentage Yield (APY) is accurate as of [recent_date] and is subject to change after that date. Interest rates are fixed until your initial maturity after the account is opened. Fees may reduce earnings on the account. A penalty may be imposed for early withdrawal. The minimum deposit to open the account and the minimum balance to obtain the APY is $1,500. Maximum principal deposit balance is $500,000. CD accounts will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty. This account will not renew if you withdraw the funds on the maturity date or if we receive written notice from you on or before the maturity date of your intention not to renew.

**See FDIC Website for National Average.  If rate not listed national average is not available.

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